Found this video on the internet of a gentleman plainly explaining the plan to centralize the banks & implement digital currency.
Digital Currency controlled by the government will be the end of liberty in America as we know it.
They, banks in collaboration with the government, will control how you want to spend your money based on whatever rules THEY see fit, not you.
It's real. It's in the first phases of being implemented and I strongly advise you to learn what's happening, toot suite.
Once you have a grasp on the who, what & why, I advise you to contact your Congress Person & Senator and tell them you want them to stop this, IMMEDIATELY.